PRIVACY POLICY

• YOUR RIGHTS

  Under the new GDPR, “data subjects” have many more rights than ever before. These include:

   

  • The right to be informed
  • We will tell you what data we are taking, why we are taking it and how we are processing it.
  • The right of access
  • You have the right to request what personal data of yours is being held by submitting a
  • Subject Access Request (SAR). To request a SAR, please send an email to info@smartcorewealth.com.
  • The right to rectification
  • You have the right to request for your personal data be updated.
  • The right to erasure
  • You have the right to request for your data to be erased. This will be done where appropriate unless other regulations forbid it. For example, it is illegal to erase invoices.
  • The right to restrict processing
  • You have the right to request processing be stopped on your data. In this case, enough information will be retained to guarantee the restriction is respected in future.
  • The right to data portability
  • You have the right to request your data in a machine-readable format or to have it sent to another organisation.
  • The right to object
  • You have the right to object to your PII being processed.
  • Rights in relation to automated decision making and profiling
  • You have the right to request automated decision making and profiling to be stopped.
    

   

  If you have a question about this Privacy Policy or Smart Core Wealth’s handling of your information, or to exercise any of the above rights, you can send an email to info@smartcorewealth.com.

  Please note any of the above requests will be responded to within one month. There is no charge for fulfilling these rights.

  If a request will not be fulfilled for specific grounds, legal or otherwise, or an extension to the one month is required, you will be notified within one month. Additionally, you will be notified of your rights to complain to the supervisory authority.

• WEBSITE ACCESS

  When accessing the http://www.smartcorewealth.com website, Smart Core Wealth Ltd will capture certain information about you during your visit.

  Similar to other commercial websites, our website utilizes a standard technology called “cookies” (see explanation below) and server logs to collect information about how our site is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our site, and the websites visited just before and just after our own, as well as your IP address.

• USE OF COOKIES

  A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites.

• IP ADDRESS

  IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as “traffic data” so that data (such as the Web pages you request) can be sent to you.

  Any data that can identify an individual including but not limited to Name, Address, Email Address, Phone number and IP Address. This all comes under the scope of the EU GDPR and requires companies that have any EU customers or employees to comply to the regulation.
  The definition from the GDPR Article 4 states, “‘personal data’ means any information relating to an identified or identifiable natural person (‘data subject’); an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.”

• COLLECTION OF PERSONAL INFORMATION

  You may choose to give us personal information directly in a variety of situations. For example, you may want to give us your name and contact information to communicate with you, to attend a webinar or seminar, to purchase an eBook, to register for a service, to provide you with a subscription, or to do business with us if you are a supplier or a business partner.
  
  Processing as defined by the GDPR, “means any operation or set of operations which is performed on personal data or on sets of personal data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction”.
  
  You may also provide your credit card details to buy something from us. If you tell us that you do not want us to use your information to make further contact with you beyond fulfilling your request, we will respect your wishes.
  
  We may also collect information relating to your use of our Web sites by various technologies. For example, when you visit our Web sites or access our offerings, we may log certain information that your browser sends us, such as your IP address, browser type and language, access time, and referring Web site addresses, and we may collect information about the pages you view within our sites and other actions you take while visiting us. We may also use such technologies to determine whether you’ve opened an e-mail or clicked on a link contained in an e-mail. Collecting information in this manner allows us to collect statistics about the usage and effectiveness of our Web sites and products, personalise your experience and tailor our interactions with you. For details regarding the technologies we employ, see Cookies, Web Beacon and Other Technologies below.

• EMAIL INFORMATION

  If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received online, mail and telephone. This also applies when you register to our website, sign up through any of our forms using your email address or make a purchase on this site. For further information see the email policies below.

• FULFILLING YOUR TRANSACTION REQUEST

  If you request something from Smart Core Wealth Ltd, for example, a product or service, a call back, or specific marketing materials, we will use the information you provide to fulfil your request. To help us do this, we may share information with others, for instance, Smart Core Wealth Ltd’s business partners or financial institutions, involved in fulfilment.
  

• PERSONALISING YOUR EXPERIENCE ON OUR WEBSITES

  We may use information we collect about you to provide you with a personalised experience on our Web sites, such as providing you with content in which you may be interested and
  making navigation on our sites easier.
  

• PROVIDING SUPPORT

  We may use your personal information to support products or services you have obtained from us, such as notifying you of a product update or fix.
  
  
  While providing technical support to you, we may sometimes have incidental access to data that you have provided to us or data that is located on your system. This data may contain information about you, your organisation’s employees, customers, partners, or suppliers. This Privacy Statement does not apply to our access to or handling of this information; the conditions regarding the handling and processing of that data is covered by the applicable Terms and conditions or other agreements between you and Smart Core Wealth Ltd.
  

• MARKETING

  The information you provide to Smart Core Wealth Ltd may be used by Smart Core Wealth Ltd for marketing purposes. Before we do so, however, we will offer you the opportunity to choose whether to have your information used in this way. You may at any time choose not to receive marketing materials from us by following the unsubscribe instructions included in each e-mail you may receive, by indicating so when we call you, or by contacting us directly.
  

• MONITORING OR RECORDING OF CALLS, CHATS AND OTHER INTERACTIONS

  Certain online transactions may involve you calling us or us calling you. They may also involve online chats. Please be aware that it is Smart Core Wealth Ltd’s general practice to monitor and in some cases, record such interactions for staff training or quality assurance purposes or to retain evidence of a transaction or interaction.
  

• PROTECT THE RIGHTS AND PROPERTY OF SMART CORE WEALTH LTD AND OTHERS

  We may also use or share your information to protect the rights or property of Smart Core Wealth Ltd, our business partners, suppliers, clients, or others when we have reasonable grounds to believe that such rights or property have been or could be affected. In addition, we reserve the right to disclose your personal information as required by law and when we believe that disclosure is necessary to protect our rights, or the rights of others, or to comply with a judicial proceeding, court order, or legal process served on our Websites.
  

• CHILDREN

  Most Smart Core Wealth Ltd sites are designed and intended for use by adults. Where a Smart Core Wealth Ltd Site is intended for use by a younger audience, we will obtain consent from a parent or guardian before we collect personal information where we feel it is appropriate to do so or where it is required by applicable laws and regulations (the age at which consent is necessary varies from country to country). If you are a child over the age where parental consent is required in your country, you should review the terms of this Privacy Policy with your parent or guardian to make sure you understand and accept them.
  
  If we discover that we have collected information from a child without consent from a parent or guardian where such consent should have been obtained, we will delete that information as soon as possible.
  
  Access to certain parts of the Smart Core Wealth Ltd Sites and/or eligibility to receive prizes, samples or other rewards may be limited to users over a certain age. We may use your personal information to carry out age verification checks and enforce any such age restrictions.
  

• SHARING OF PERSONAL INFORMATION AND INTERNATIONAL TRANSFERS

  From time to time, we may disclose information that identifies you at an individual level and which we collected on our Web sites to other non-Smart Core Wealth Ltd entities that are not acting as our suppliers, such as our business partners. Except as described in this Privacy Statement, we will only do so with your prior consent. We do not sell or lease such information however. Circumstances may arise where, whether for strategic or other business reasons, Smart Core Wealth Ltd decides to sell, buy, merge or otherwise reorganise businesses in some countries. Such a transaction may involve the disclosure of personal information to prospective or actual purchasers, or the receipt of such information from sellers. It is Smart Core Wealth Ltd’s practice to seek appropriate protection for information in these types of transactions.

  
  Please be aware that in certain circumstances, personal information may be subject to disclosure to government agencies pursuant to judicial proceeding, court order, or legal process. We may also share your information to protect the rights or property of Smart Core Wealth Ltd, our business partners, suppliers or clients, and others when we have reasonable grounds to believe that such rights or property have been or could be affected.
  

• INFORMATION SECURITY AND ACCURACY

  We intend to protect your personal information and to maintain its accuracy. Smart Core Wealth Ltd implements reasonable physical, administrative and technical safeguards to help us protect your personal information from unauthorised access, use and disclosure. We also require that our suppliers protect such information from unauthorised access, use and disclosure.
  

• RETENTION

  We will retain your registration information for as long as your account is active or as needed to provide you services. If you wish to request that we no longer use your registration information to provide you services, contact us at info@smartcorewealth.com. We will retain and use your registration information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
  

• COOKIES, WEB BEACONS AND OTHER TECHNOLOGIES

  As mentioned above, we may collect information from your visits to our Websites to help us gather statistics about usage and effectiveness, personalise your experience, and tailor our interactions with you. We do so by various technologies, including scripts, tags, Local Shared Objects (Flash cookies), Local Storage (HTML5) beacons, and one called “cookies”. A cookie is a piece of data that a Web site can send to your browser, which may then be stored on your computer as a tag that identifies your computer. While cookies are often only used to measure Web site usage (such as number of visitors and duration of visit) and effectiveness (such as topics visitors are most interested in) and to allow for ease of navigation or use and, as such, are not associated with any personal information, they are also used at times to personalise a known visitor’s experience to a Web site by being associated with profile information or user preferences. Over time this information provides valuable insight to help improve the user experience.
  
  Cookies are typically categorised as “session” cookies or “persistent” cookies. Session cookies help you navigate through the Website efficiently, keeping track of your progression from page to page so that you are not asked for information you have already provided during the current visit. Session cookies are stored in temporary memory and erased when the web browser is closed. Persistent cookies, on the other hand, store user preferences for current and successive visits. They are written on your device’s hard disk, and are still valid when you restart your browser. Persistent cookies could be used for, as an example, to record your choice of language and country location.
  
  While Smart Core Wealth Ltd Web sites at this time do not recognise automated browser signals regarding tracking mechanisms, such as “do not track” instructions, you can generally express your privacy preferences regarding the use of most cookies and similar technologies though your web browser. Look under the heading “Tools” (or similar heading) in your particular browser for information about controlling cookies. You can set your browser in most instances to notify you before you receive a cookie, giving you the chance to decide whether to accept it or not. You can also generally set your browser to turn off cookies. Since cookies allow you to take advantage of some of our Web sites’ features, we recommend that you leave them turned on. If you block, turn off or otherwise reject our cookies, some Web pages may not display properly. Some Smart Core Wealth Ltd Web sites may also use Web beacon or other technologies to better tailor those sites to provide better customer service. These technologies may be in use on several pages across Smart Core Wealth Ltd’s Web sites. When a visitor accesses these pages, a non-identifiable notice of that visit is generated which may be processed by us or by our suppliers. These Web beacons usually work in conjunction with cookies. If you don’t want your cookie information to be associated with your visits to these pages or use of these products, you can set your browser to turn off cookies. If you turn off cookies, Web beacon and other technologies will still detect visits to these pages; however, they will not be associated with information otherwise stored in cookies.
  
  We use Local Shared Objects, such as Flash cookies, and Local Storage, such as HTML5, to store content information and preferences. Third parties with whom we partner to provide certain features on our web site or to display Smart Core Wealth Ltd advertising on others’ web sites based upon your web browsing activity also use Flash cookies or HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5.  To manage Flash cookies, please click here.
  
  We may also include Web beacons in marketing e-mail messages or our newsletters to determine whether messages have been opened and links contained within clicked on.
  
  Some of our business partners set Web beacons and cookies on our site. In addition, third-party social media buttons may log certain information such as your IP address, browser type and language, access time, and referring Web site addresses, and, if you are logged in to those social media sites, they may also link such collected information with your profile information on that site. We do not control these third-party tracking technologies.
  
  

• ONLINE ADVERTISING

  Smart Core Wealth Ltd may deliver third party online advertisements on our Web sites and we advertise our products and services on others’ Websites. Please familiarise yourself with those Web site operators’ or network advertisers’ privacy policies to understand their practices relating to advertising, including what type of information they may collect about your Internet usage. Some advertising networks we may use may be members of the Network Advertising Initiative (NAI) or the European Interactive Digital Advertising Alliance (EDAA). Individuals may opt- out of targeted advertising delivered by NAI or EDAA member ad networks by visiting http://www.networkadvertising.org and http://www.youronlinechoices.eu/
  
  We have also engaged with certain third parties to manage some of our advertising on other sites. These third parties may use cookies and Web beacons to collect information (such as your IP address) about your activities on Smart Core Wealth Ltd’s and others’ Websites to provide you targeted Smart Core Wealth Ltd advertisements based upon your interests. You can click on the icon in the advertisements itself to manage your preferences. Or, if you wish to not have this information used for the purpose of serving you targeted ads, you may opt-out by clicking here.  Please note that this does not opt you out of being served non-targeted advertising. You will continue to receive generic, non-targeted ads.
  

• LINKS TO NON-SMART CORE WEALTH LTD WEB SITES AND THIRD-PARTY APPLICATIONS

  To allow you to interact with other Websites on which you may have accounts (such as Facebook and other social media sites) or join communities on such sites, we may provide links or embed third-party applications that allow you to login, post content or join communities from our Web sites.
  
  We may also provide you with general links to non-Smart Core Wealth Ltd Web sites. Your use of these links and applications is subject to the third parties’ privacy policies, and you should become familiar with the third-party sites’ privacy policies before using the links or applications. Smart Core Wealth Ltd is not responsible for the privacy practices or the content of those other Web sites.

   

  Broadly speaking, we use personal information for purposes of administering our business activities, providing customer service and making available other items and services to our customers and prospective customers.

  Smart Core Wealth Ltd will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information to us, nor will such information be sold or otherwise transferred to unaffiliated third parties without the approval of the user at the time of collection.

  We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights.

• EMAIL POLICIES

  We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and we will not provide your personal information to any third party individual, government agency, or company at any time unless strictly compelled to do so by law.

  We will use your e-mail address solely to provide timely information about Smart Core Wealth Ltd.

  We will maintain the information you send via e-mail in accordance to the UK Laws.

• CHOICE/OPT-OUT

  Our site provides users the opportunity to opt-out of receiving communications from us and our partners by reading the unsubscribe instructions located at the bottom of any e-mail they receive from us at anytime.

  Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the e-mail.

• USE OF EXTERNAL LINKS

  http://www.smartcorewealth.com may contain links to many other websites. Smart Core Wealth Ltd cannot guarantee the accuracy of information found at any linked site. Links to or from external sites not owned or controlled by Smart Core Wealth Ltd do not constitute an endorsement by Smart Core Wealth Ltd or any of its employees of the sponsors of these sites or the products or information presented therein.

  By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

• INTELLECTUAL PROPERTY RIGHTS

  All copyrights, trademarks, patents and other intellectual property rights in and on our website and all content and software located on the site shall remain the sole property of Smart Core Wealth Ltd or its licensors. The use of our trademarks, content and intellectual property is forbidden without the express written consent from Smart Core Wealth Ltd.

  You must not:

  • Republish material from our website without prior written consent.
  • Sell or rent material from our website.
  • Reproduce, duplicate, create derivative, copy or otherwise exploit material on our website for any purpose.
  • Redistribute any content from our website, including onto another website.

• ACCEPTABLE USE

  You agree to use our website only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else”s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our website.

  You must not use our website to send unsolicited commercial communications. You must not use the content on our website for any marketing related purpose without our express written consent.

• RESTRICTED ACCESS

  We may in the future need to restrict access to parts (or all) of our website and reserve full rights to do so. If, at any point, we provide you with a username and password for you to access restricted areas of our website, you must ensure that both your username and password are kept confidential.

• USE OF TESTIMONIALS

  In accordance to with the FTC guidelines concerning the use of endorsements and testimonials in advertising, please be aware of the following:

  Testimonials that appear on this site can be received via text, audio or video submissions. They are individual experiences, reflecting real life experiences of those who have used our products and/or services in some way. They are individual results and results do vary. We do not claim that they are typical results. The testimonials are not necessarily representative of all of those who will use our products and/or services.

  The testimonials displayed in any form on this site (text, audio, video or other) are reproduced verbatim, except for correction of grammatical or typing errors. Some may have been shortened. In other words, not the whole message received by the testimonial writer is displayed when it seems too lengthy or not the whole statement seems relevant for the general public.

  Smart Core Wealth Ltd is not responsible for any of the opinions or comments posted on http://www.smartcorewealth.com.  Smart Core Wealth Ltd is not a forum for testimonials, however provides testimonials as a means for customers to share their experiences with one another. To protect against abuse, all testimonials appear after they have been reviewed by management of Smart Core Wealth Ltd. Smart Core Wealth Ltd do not share the opinions, views or commentary of any testimonials on http://www.smartcorewealth.com – the opinions are strictly the views of the testimonial source.

  The testimonials are never intended to make claims that our products and/or services can be used to diagnose, treat, cure, mitigate or prevent any disease. Any such claims, implicit or explicit, in any shape or form, have not been clinically tested or evaluated.

• HOW DO WE PROTECT YOUR INFORMATION AND SECURE INFORMATION TRANSMISSIONS?

  Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. However, doing so is allowed, but at your own risk. Some of the information you may enter on our website may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL. Credit Card information and other sensitive information is never transmitted via email.

  Smart Core Wealth Ltd may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

  For site security purposes and to ensure that this service remains available to all users, Smart Core Wealth Ltd uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

• DISCLAIMER AND LIMITATION OF LIABILITY

  Smart Core Wealth Ltd makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to this site.

  All the materials on this site are provided “as is” without any express or implied warranty of any kind, including warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose. In no event shall Smart Core Wealth Ltd or its agents or associates be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information, injury or death) arising out of the use of or inability to use the materials, even if Smart Core Wealth Ltd has been advised of the possibility of such loss or damages.

• NOTIFICATION OF CHANGES

  We are committed to being GDPR Compliant. We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date. If we are going to use your personal information in a manner different from that stated at the time of collection, we will notify you, and you will have a choice as to whether or not we can use your personal information in such a way.
  

• CONTACT

  If you have any questions regarding this policy, or your dealings with our website, please contact us on the details provided at our Contact Us page or email info@smartcorewealth.com.